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ABOUT US

FORBIX is a nationwide, full-service real estate lending, advisory and investment firm with offices in Calabasas, California, and Brandon, Mississippi. 

Our mission is to become your real estate partner for life.

Forbix Lending | Investing | Banking | Development

FORBIX was founded in 2011 by an experienced team of real estate investors with a background in mortgage and private banking, lending, and Wall Street.

What sets us apart is our unique ability to advise clients from the standpoint of both lender and investor. We have extensive knowledge of commercial and residential real estate financing as well as investments in properties and debt instruments.

Every situation is different. First, we listen, then we assess and review with our clients the product and strategy that best complements their objectives. By offering alternative ways to finance properties and streamline documentation, more people qualify for loans with FORBIX. 

Our team has spearheaded over $5 billion of debt funding, acquiring and repositioning distressed properties and non-performing loans. With hundreds of units under development and a portfolio aggregate value of $500 million across various states, our investment strategy is centered on one premise: value-added deals. 

EXECUTIVE TEAM

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EMIL KHODORKOVSKY

Founder

Emil immigrated to Harrisburg, PA, at the age of 10. He attended Penn State University and then transferred to Cal State Northridge to study finance and real estate. He currently resides in the San Fernando Valley with his wife and son.

In 2001, Emil began his career at a mortgage company and quickly advanced to become a partner of the firm. During his tenure, he began investing in real estate through private trust deeds, acquisition of performing and non-performing debt, and properties. In 2011, he co-founded Forbix and established a commercial mortgage bank, direct lending platform for private debt, and acquisition & development arm all under one roof.

His areas of expertise include real estate finance, asset management and construction. He has also acted as a court-appointed receiver of real estate properties in California. Clients value his advice in real estate related matters including 1031 exchanges, multi-family developments, CMBS financing, and FHA Apartment and Construction financing.

To foster his belief in giving back, Emil is an active board member of the LAPD Youth Foundation and NFTE. Additionally, he founded the Forbix Youth Education Fund, a non-profit organization providing support and mentorship for young entrepreneurs residing in low-income communities.

FORBIX Co-Founder Ron Ross

RON ROSS

Co-Founder, Forbix Financial

Ron grew up in the Greater Los Angeles area where he currently resides. He received a BS in Finance from Pepperdine University.

He began his career on Wall Street at Merrill Lynch where at the age of 23, he obtained his General Securities and Commodity Broker licenses. He later formed a non-bank dealer in which his firm was a market maker in the Interbank Foreign Exchange Market with weekly transactional volume exceeding $1 Billion.

For over 25 years, Ron traded equity and interest-rate derivative products. In 2001, he transitioned into real estate and mortgage banking where his expertise in finance proved invaluable. His real estate experience spans new development, acquisition and repositioning of distressed properties as well as asset management.

In 2011, Ron co-founded Forbix, an FHA Title II lender.

FORBIX TEAM

FORBIX | Director of Investments

MAX KOLOMEYER

Director of Investments

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EDDIE

CHOW

Chief Operating Officer

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DAVID

DAYKHOVSKY

Senior Vice President

NMLS #1081030

310-279-6334

DAVID.DAYKHOVSKY@FORBIX.COM

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VALERIE

HAPNER

Vice President of Loan Origination

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FARIBA MODABER

Senior Commercial Loan Officer

FORBIX | Senior Commercial Loan Officer

BIJAN KESHAVARZI

Senior Commercial Loan Officer

818-571-0710

BIJAN@FORBIX.COM

RYAN BUTLER

Commercial/Residential

Loan Officer

FORBIX | Commercial/Residential Loan Officer

AZY

BADIEI

Commercial/Residential

Loan Officer

NMLS #1869461

818-335-6881

AZY.BADIEI@FORBIX.COM

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MONA ELHALWAGY

Commercial/Residential

Loan Officer

NMLS #663069

818-822-5550

MONA@FORBIX.COM

FORBIX | Commercial/Residential Loan Officer

RYAN

BUTLER

Commercial/Residential

Loan Officer

NMLS #1298124

310-710-2353

RYAN.BUTLER@FORBIX.COM

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STEPHEN PRAVER

Commercial Loan Officer

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KASPIAN

VARMA

Commercial Loan Officer

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TODD

ANDREWS

Commercial/Residential

Loan Officer

NMLS #1285491

310-346-4084

TODD.ANDREWS@FORBIX.COM

FORBIX | Originations

LUCAS

ALLEN

Originations

FORBIX | Commercial l Loan Officer

EDWARD ZAKHARYAN

Commercial Loan Officer

818-312-4014

EDWARDZ@FORBIX.COM

FORBIX | Senior Commercial Relationship Manager

ARAM BAGRAMYAN

Senior Commercial Relationship Manager

NMLS #1805268
626-864-1274

ARAM@FORBIX.COM

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